Insurance Requirements

Insurance Requirements for Groups

(Sports entities, social clubs, private groups, non-profits, commercial organizations, leagues, tournaments, sports organizations, etc.)

Comprehensive General Liability:

Combined Single Limit for Bodily Injury and Property Damage

  • Each Occurrence - $1,000,000*
  • Personal & Advertising Injury - $1,000,000*
  • Damage to Rented Property - $100,000
  • General Aggregate - $1,000,000*
  • Products & Completed Operations Aggregate -$1,000,000
  • Liquor Liability (if alcohol is being served) - $1,000,000*


  • $1,000,000 Each Occurrence
  • $1,000,000 Annual Aggregate
  • $1,000,000 Liquor Liability (if alcohol is being served)

*Umbrella can be waived if Commercial General Liability limits are $2,000,000.

The above insurance shall be provided at no cost to Luzerne County.  "Luzerne County" and "Luzerne County Recreation Coalition" shall be listed on all liability insurance policies listed above as "Additional Insured" cancelable only on thirty (30) days prior written notice.


Insurance Requirements for Individuals

Personal Liability Coverage:

$500,000 Personal Liability Coverage - evidence by copy of declarations page of individual's homeowner's policy.